AML & KYC Compliance Policy

1. Commitment to Compliance

Tetony LLC ("Tetony") is strictly committed to preventing the use of its financial infrastructure, including Tetony Vault and Tetony Pay, for money laundering, terrorist financing, and other illicit activities. Our compliance framework is meticulously designed in accordance with the USA PATRIOT Act, the Bank Secrecy Act (BSA), and the digital asset compliance guidelines set forth by the State of Wyoming.

2. Multi-Tiered Verification (KYC/KYB)

To maintain the integrity of our ecosystem, we employ a stringent, multi-tiered identity verification process before granting access to our financial infrastructure:

• Individual Verification (KYC): Natural persons must provide government-issued photographic identification (e.g., Passport, Driver's License), proof of residential address, and undergo biometric liveness checks.
• Business Verification (KYB): Corporate entities must submit their Articles of Organization or Incorporation, Employer Identification Number (EIN) or equivalent tax ID, proof of operating address, and full identification of all Ultimate Beneficial Owners (UBOs) holding 25% or more equity.

3. Sanctions Screening

Tetony enforces a zero-tolerance policy regarding sanctioned entities. All prospective and existing clients, including their UBOs and transaction counterparts, are continuously screened against global watchlists. This includes, but is not limited to, the US Treasury Department's Office of Foreign Assets Control (OFAC) Specially Designated Nationals (SDN) list and the United Nations Security Council Consolidated List. We will immediately freeze accounts and block transactions associated with any sanctioned individual, entity, or jurisdiction.

4. Transaction Monitoring

Our compliance obligations do not end at onboarding. Tetony utilizes advanced blockchain analytics and automated fiat monitoring protocols to detect, flag, and investigate suspicious activities in real-time. Transactions matching typologies of money laundering, structuring, or dark-net market interactions are subject to immediate suspension.

Pursuant to the BSA, Tetony reserves the right to file Suspicious Activity Reports (SARs) with the Financial Crimes Enforcement Network (FinCEN) and other relevant authorities without prior notice to the user.

5. Ongoing Due Diligence

We perform ongoing due diligence on all active accounts. Client risk profiles are periodically reassessed, and we may request updated documentation or proof of funds/wealth at our discretion. Failure to comply with these requests will result in the immediate termination of services.